Conventional & Adjustable Rate Mortgage (ARM) Loans

Buying a home is a very exciting commitment, and Farmers is more than happy to assist you throughout the home buying journey! Below are the most common types of mortgage options; Conventional and Adjustable Rate Mortgages. But let’s face it, the best part of working with Farmers is not the loan options but the fact that all loan decisions are made locally, right here in our community!

Refinancing options are also available.

Conventional Mortgage:

  • Rate and term locked in for the life of the loan
  • Various loan terms available
  • Principal and interest payments remain the same for the whole term

Adjustable Rate Mortgage (ARM):

  • Adjustable rate after initial term
  • Payment may increase or decrease
  • Rate may adjust annually
  • Various loan terms available

Refinance Mortgage:

  • Competitive loan rates
  • Potentially lower your monthly payment and interest rate
View Our Rates Mortgage Calculators


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