Deposit Rates

Traditional Certificates & IRA Certificates

TermCD RateIRA CD
Rate
APY
3 months0.05%0.05%0.05%
6 months0.10%0.10%0.10%
12 months0.15%0.15%0.15%
18 months0.20%0.20%0.20%
24 months0.25%0.25%0.25%
30 months0.25%0.25%0.25%
36 months0.30%0.30%0.30%
48 months0.35%0.35%0.35%
60 months0.40%0.40%0.40%
72 months0.50%0.50%0.50%
84 months0.60%0.60%0.60%

Consumer Checking Accounts

Account TypeRateAPY
Select Checking
$0.01 - $ 4,999.990.010%0.010%
$5,000 - $ 9,999.990.020%0.020%
$10,000 - $ 24,999.990.025%0.025%
$ 25,000 - $ 49,999.990.030%0.030%
$ 50,000 & over0.035%0.035%
Consumer Money Market
$0.01 - $ 4,999.990.020%0.020%
$5,000 - $ 9,999.990.040%0.040%
$10,000 - $ 24,999.990.060%0.060%
$ 25,000 - $ 49,999.990.080%0.080%
$ 50,000 & over0.100%0.100%

Business Checking Accounts

Account TypeRateAPY
Business Select Checking
$0.01 - $ 24,999.990.020%0.020%
$25,000 - $ 49,999.990.040%0.040%
$50,000 - $ 99,999.990.060%0.060%
$100,000 - $ 249,999.990.080%0.080%
$250,000 & over0.100%0.100%
Business Money Market
$0.01 - $ 9,999.990.020%0.020%
$10,000 - $ 24,999.990.040%0.040%
$25,000 - $ 49,999.990.060%0.060%
$ 50,000 - $ 99,999.990.080%0.080%
$ 100,000 & over0.100%0.100%

Savings Accounts

Account TypeRateAPY
Consumer Statement Savings
$0.01 - $ 9,999.990.020%0.020%
$10,000 - $24,999.990.040%0.040%
$25,000 & over0.060%0.060%
Holiday Club & Wish Club
All Balances0.100%0.100%
* The maximum monthly deposit amount cannot exceed $2,000.00. This includes the beginning deposit.
Savings - Variable Rate IRA / Simple IRA / Roth IRA
$0.01 - $999.990.025%0.025%
$1,000 - $9,999.990.050%0.050%
$10,000 & over0.100%0.100%
Investment Savings
$0.01 - $9,999.990.025%0.025%
$10,000 - - $99,999.990.050%0.050%
$100,000 & over0.100%0.100%

Business Statement Savings

Account TypeRateAPY
Business Statement Savings
$0.01 - $ 9,999.990.020%0.020%
$10,000 - $24,999.990.040%0.040%
$25,000 - $49,999.990.060%0.060%
$50,000 - $99,999.990.080%0.080%
$100,000 & over0.100%0.100%

Some or all of the above rates may require a minimum opening amount, as well as the maintenance of a minimum balance. Fees and other conditions may reduce earnings. For variable rate accounts, the rate may change at any time after the account has been opened. Please contact us or visit your local Farmers National Bank location to speak with one of our customer service representatives for more details. Rates accurate as of April 21, 2021.