Big, small, and everything in-between
Dream big with lines of credit and loans from Farmers National Bank. Our products below give you the flexibility to choose a consumer loan based on your needs.
HELOC (Home Equity Line of Credit)
| Product | Interest Rate | Annual Percentage Rate | Closing Fees | Monthly Payment | Details |
|---|---|---|---|---|---|
| 30 Year Variable Rate HELOC
Minimum Credit Score 650 $50,000 Minimum Loan Amount |
8.50% | 8.50% | $250.00 | $349.32 Interest-Only Payment |
|
| 5 Year Fixed Rate HELOC
Minimum Credit Score 760 $25,000 Minimum Loan Amount |
9.50% | 9.50% | $250.00 | $390.41 Interest-Only Payment |
- The 30 Year Variable Rate HELOC is a 10 Year Draw period, 20 Year Repayment period
- 5 Year Fixed HELOC is 9.50% Fixed for 5 Years, with a 20 Year Variable Rate Repayment based on Prime Rate
- Borrow up to 85% of the Equity in your home
- Historically low rates based off of Prime Rate
- Annual Fee Waived First Year
- No minimum draw requirement
- Payment examples are based on $50,000 Loan Amount
Home Equity Fixed Installment Loan
| Product | Interest Rate | Annual Percentage Rate | Closing Fees | Monthly Payment | Details |
|---|---|---|---|---|---|
| 10 Year Fixed Rate Home Equity Fixed Installment Loan
Minimum Credit Score 650 $50,000 Minimum Loan Amount |
7.25% | 7.39% | $908.10 | $584.43 |
- With a Farmers National Bank 10 Year Fixed Home Equity Fixed Installment Loan, the funds are disbursed in one lump sum and your monthly payment does not change during your term
- Consistent payments throughout the life of the loan
- Fixed Rate for Life
- Borrow up to 85% of the Equity in your home
- Make additional payments at any time without penalty
- Rate reflects .25% discount for setting up automatic payments with Farmers National Bank
Auto Loans
| Product | Interest Rate | Annual Percentage Rate | Year of Vehicle | Monthly Payment | Details |
|---|---|---|---|---|---|
| Fixed Rate Auto Loan
48 Months |
6.90% | 7.60% | 2016-2024 | $357.84 | |
| Fixed Rate Auto Loan
60 Months |
7.15% | 7.85% | 2017-2024 | $297.39 | |
| Fixed Rate Auto Loan
72 Months |
7.40% | 7.89% | 2019-2024 | $257.68 |
- Fixed Rate Terms, can go as low as 24 Months or as high as 78 Months
- Minimum Credit Score 650
- Rate reflects .25% for setting up automatic payments with Farmers National Bank
- Borrow up to 100% of the value in the car
- Make additional payments at any time without penalty
- Rates and Terms based off of Credit Score and Loan Term
- Antique and Classic Autos financed on a case by case basis